Deciding which sibling deals with "nursing home stuff."

Very few of us want to intrude in our parents’ lives. It is only when we begin to notice certain “things” about Mom and Dad that we begin to consider stepping in. Problems such as memory loss, dementia, diminished sight or hearing, or irrational investment or spending decisions, are signs it’s time to intervene.  Plus, … Continue reading Deciding which sibling deals with "nursing home stuff."

Sweethearts Forever. Then came Alzheimer’s and a tragic ending to their love story.

It's a suitable Valentine story that is as saccharine sweet as it is painfully tragic. Richard and Alma Shaver were childhood friends and high school sweethearts who eloped at eighteen. They were described as soulmates who were madly in love with one another. Richard became an engineer, they raised three daughters, Alma led Girl Scout … Continue reading Sweethearts Forever. Then came Alzheimer’s and a tragic ending to their love story.

Free Booklet on Understanding Annuities

Annuities were once simpler financial instruments than they are today. Issued by insurance companies, annuities offered savers a guaranteed interest that compounded tax free until the funds were needed at a later date. Now, they are highly complex financial instruments with a variety of features, interest options, charges, and penalties. Many financial caregivers will discover … Continue reading Free Booklet on Understanding Annuities

Agency Care vs Private Employment

According to research from the AARP[1], a clear majority of people would like to stay in their own home as they age – even if they require day-to-day assistance with activities of daily living. With a rapidly increasing senior population, demand for quality in-home care is beginning to skyrocket. Most at home care has traditionally … Continue reading Agency Care vs Private Employment

Financial Planning Does Not End at Retirement

With the new year, I’ve entered my 36th year in the financial services industry. Just writing this fact feels strange. I’ve never characterized myself as a veteran of the industry, feeling instead that I’ve just hit my stride. The years however tell me differently and it’s easy to understand how senior professionals can feel marginalized. … Continue reading Financial Planning Does Not End at Retirement